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.list{font-size:16px;line-height:1.9;color:var(--ink-2)}.areas .list b{color:var(--navy);font-weight:700}.areabox{background:var(--panel);border:1px solid var(--line);border-radius:var(--r);padding:22px}.areabox h4{color:var(--navy);font-size:15px;margin-bottom:12px}.areabox .cols{column-count:2;font-size:14px;color:var(--ink-2);line-height:1.9}@media (max-width:820px){.areas-wrap{grid-template-columns:1fr}}.faq{max-width:50rem;margin:0 auto}.faq details{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:4px 18px;margin-bottom:10px}.faq summary{cursor:pointer;list-style:none;padding:16px 0;font-weight:700;font-size:16px;color:var(--navy);display:flex;justify-content:space-between;gap:16px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--ochre-2)}.faq details[open] summary:after{content:"\2013"}.faq .a{color:var(--ink-2);font-size:15px;line-height:1.65;padding:0 0 18px}.cta-band{background:var(--navy-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center}.cta-band .in{max-width:var(--maxw);margin:0 auto;padding:60px var(--mx)}.cta-band h2{color:var(--navy);font-size:clamp(24px,3.2vw,34px)}.cta-band p{color:var(--ink-2);max-width:48ch;margin:10px auto 24px}.cta-band .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.ftr{margin-top:auto;background:var(--panel);border-top:1px solid var(--line)}.ftr .grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;grid-gap:24px;gap:24px;max-width:var(--maxw);margin:0 auto;padding:52px var(--mx)}.ftr .brand{font-weight:800;font-size:18px;color:var(--navy)}.ftr .blurb{color:var(--ink-2);font-size:14px;margin-top:12px;max-width:30rem}.ftr .copy{color:var(--muted);font-size:12px;margin-top:16px}.ftr h4{font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--navy);margin:0 0 14px}.ftr ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.ftr a,.ftr li{color:var(--ink-2);font-size:14px}.ftr a:hover{color:var(--navy)}@media (max-width:820px){.ftr .grid{grid-template-columns:1fr 1fr;gap:30px 24px;padding:44px 20px}}@media (max-width:520px){.ftr .grid{grid-template-columns:1fr}}.phero{border-bottom:1px solid var(--line);background:var(--white)}.phero .in{max-width:var(--maxw);margin:0 auto;padding:56px var(--mx) 44px}.phero .crumb{font-weight:700;font-size:13px;margin-bottom:14px}.phero .crumb,.phero .crumb a{color:var(--ochre-2)}.phero h1{font-size:clamp(30px,4.6vw,46px);color:var(--navy)}.phero .psub{color:var(--ink-2);font-size:18px;margin-top:14px;max-width:52rem}.inner{display:grid;grid-template-columns:1fr 330px;grid-gap:48px;gap:48px;align-items:start;max-width:var(--maxw);margin:0 auto;padding:56px var(--mx)}.prose .opener{font-size:18px;line-height:1.6;color:var(--ink);padding-bottom:20px;border-bottom:1px solid var(--line)}.prose .opener,.prose .sec{margin-bottom:24px}.prose .sec h3{font-size:20px;color:var(--navy);margin-bottom:8px}.prose p{color:var(--ink-2);font-size:16px;line-height:1.7}.prose .areas-line{margin-top:34px;padding:18px 20px;background:var(--panel);border:1px solid var(--line);border-radius:10px}.prose .areas-line p{margin:0;color:var(--ink-2);font-size:14px;line-height:1.6}.prose .areas-label{display:block;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin-bottom:7px}.aside{position:-webkit-sticky;position:sticky;top:92px}@media (max-width:900px){.inner{grid-template-columns:1fr;gap:32px;padding:44px 20px}.aside{position:static}}.callbar{display:none}@media (max-width:760px){.callbar{display:flex;position:fixed;bottom:0;left:0;width:100%;z-index:60;gap:8px;padding:8px 12px;background:hsla(0,0%,100%,.97);border-top:1px solid var(--line)}.callbar a{flex:1 1;text-align:center;padding:14px;border-radius:8px;font-weight:700;font-size:14px}.callbar .c-call{flex:2 1;background:var(--navy);color:#fff}.callbar .c-book{background:var(--ochre-2);color:#fff}body{padding-bottom:66px}}